Call reports 2005
BANK OF MEAD — 2005
What BANK OF MEAD reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 18,893,000 | 18,397,000 | 17,952,000 | 18,114,000 |
| Total loans | 10,735,000 | 10,820,000 | 10,642,000 | 10,410,000 |
| Allowance for loan losses | 155,000 | 173,000 | 179,000 | 145,000 |
| Securities available for sale | 3,821,000 | 3,668,000 | 3,749,000 | 3,512,000 |
| Securities held to maturity | 2,465,000 | 2,460,000 | 2,305,000 | 2,380,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,662,000 | 13,688,000 | 13,283,000 | 13,742,000 |
| Interest-bearing deposits | 12,755,000 | 12,302,000 | 11,827,000 | 11,786,000 |
| Noninterest-bearing deposits | 1,907,000 | 1,386,000 | 1,456,000 | 1,956,000 |
| Equity capital | 1,636,000 | 1,678,000 | 1,716,000 | 1,725,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 284,000 | 547,000 | 807,000 | 1,064,000 |
| Interest expense | 94,000 | 195,000 | 296,000 | 397,000 |
| Net interest income | 190,000 | 352,000 | 511,000 | 667,000 |
| Noninterest income | 33,000 | 73,000 | 109,000 | 146,000 |
| Noninterest expense | 113,000 | 237,000 | 358,000 | 474,000 |
| Provision for loan losses | 18,000 | 36,000 | 42,000 | 58,000 |
| Pretax income | 92,000 | 153,000 | 219,000 | 272,000 |
| Income tax | 20,000 | 32,000 | 50,000 | 38,000 |
| Net income | 72,000 | 121,000 | 169,000 | 234,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,692,000 | 1,710,000 | 1,756,000 | 1,770,000 |
| Total capital | 1,847,000 | 1,866,000 | 1,910,000 | 1,915,000 |
| Risk-weighted assets | 11,777,000 | 11,686,000 | 11,525,000 | 11,394,000 |