Call reports 2004
BANK OF MEAD — 2004
What BANK OF MEAD reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 18,928,000 | 18,436,000 | 18,750,000 | 18,755,000 |
| Total loans | 10,325,000 | 10,084,000 | 10,692,000 | 10,798,000 |
| Allowance for loan losses | 116,000 | 125,000 | 131,000 | 140,000 |
| Securities available for sale | 3,920,000 | 3,713,000 | 3,684,000 | 3,630,000 |
| Securities held to maturity | 2,356,000 | 2,451,000 | 2,500,000 | 2,266,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,692,000 | 14,081,000 | 13,950,000 | 14,333,000 |
| Interest-bearing deposits | 13,187,000 | 12,767,000 | 12,486,000 | 12,592,000 |
| Noninterest-bearing deposits | 1,505,000 | 1,314,000 | 1,464,000 | 1,741,000 |
| Equity capital | 1,560,000 | 1,520,000 | 1,603,000 | 1,605,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 252,000 | 506,000 | 763,000 | 1,025,000 |
| Interest expense | 109,000 | 207,000 | 304,000 | 399,000 |
| Net interest income | 143,000 | 299,000 | 459,000 | 626,000 |
| Noninterest income | 32,000 | 75,000 | 115,000 | 151,000 |
| Noninterest expense | 113,000 | 231,000 | 354,000 | 497,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 55,000 | 128,000 | 204,000 | 258,000 |
| Income tax | 21,000 | 41,000 | 61,000 | 77,000 |
| Net income | 34,000 | 87,000 | 143,000 | 181,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,542,000 | 1,565,000 | 1,620,000 | 1,617,000 |
| Total capital | 1,658,000 | 1,690,000 | 1,751,000 | 1,757,000 |
| Risk-weighted assets | 11,005,000 | 10,869,000 | 11,489,000 | 11,678,000 |