Call reports 2003
BANK OF MEAD — 2003
What BANK OF MEAD reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 18,392,000 | 18,913,000 | 18,822,000 | 19,183,000 |
| Total loans | 10,370,000 | 10,692,000 | 10,927,000 | 10,422,000 |
| Allowance for loan losses | 107,000 | 114,000 | 111,000 | 128,000 |
| Securities available for sale | 3,477,000 | 3,335,000 | 3,347,000 | 3,696,000 |
| Securities held to maturity | 1,613,000 | 1,517,000 | 1,937,000 | 2,351,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,374,000 | 14,703,000 | 14,698,000 | 15,037,000 |
| Interest-bearing deposits | 12,780,000 | 13,115,000 | 13,193,000 | 13,591,000 |
| Noninterest-bearing deposits | 1,594,000 | 1,588,000 | 1,505,000 | 1,446,000 |
| Equity capital | 1,481,000 | 1,507,000 | 1,492,000 | 1,520,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 259,000 | 529,000 | 801,000 | 1,068,000 |
| Interest expense | 120,000 | 239,000 | 352,000 | 463,000 |
| Net interest income | 139,000 | 290,000 | 449,000 | 605,000 |
| Noninterest income | 43,000 | 76,000 | 111,000 | 153,000 |
| Noninterest expense | 112,000 | 235,000 | 346,000 | 467,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 35,000 |
| Pretax income | 55,000 | 112,000 | 185,000 | 243,000 |
| Income tax | 19,000 | 37,000 | 57,000 | 75,000 |
| Net income | 36,000 | 75,000 | 128,000 | 168,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,448,000 | 1,458,000 | 1,510,000 | 1,509,000 |
| Total capital | 1,555,000 | 1,572,000 | 1,621,000 | 1,637,000 |
| Risk-weighted assets | 10,579,000 | 11,035,000 | 11,281,000 | 11,038,000 |