Call reports 2002
BANK OF MEAD — 2002
What BANK OF MEAD reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 16,036,000 | 17,008,000 | 17,894,000 | 18,693,000 |
| Total loans | 9,600,000 | 10,225,000 | 10,655,000 | 10,625,000 |
| Allowance for loan losses | 112,000 | 86,000 | 97,000 | 103,000 |
| Securities available for sale | 2,451,000 | 2,366,000 | 3,309,000 | 3,038,000 |
| Securities held to maturity | 1,628,000 | 1,673,000 | 1,423,000 | 1,498,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,100,000 | 13,098,000 | 13,843,000 | 14,640,000 |
| Interest-bearing deposits | 10,685,000 | 11,695,000 | 12,348,000 | 13,149,000 |
| Noninterest-bearing deposits | 1,415,000 | 1,403,000 | 1,495,000 | 1,491,000 |
| Equity capital | 1,341,000 | 1,356,000 | 1,438,000 | 1,441,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 263,000 | 536,000 | 815,000 | 1,102,000 |
| Interest expense | 125,000 | 250,000 | 378,000 | 509,000 |
| Net interest income | 138,000 | 286,000 | 437,000 | 593,000 |
| Noninterest income | 33,000 | 81,000 | 121,000 | 159,000 |
| Noninterest expense | 100,000 | 210,000 | 326,000 | 441,000 |
| Provision for loan losses | 4,000 | 9,000 | 13,000 | 18,000 |
| Pretax income | 67,000 | 148,000 | 220,000 | 293,000 |
| Income tax | 23,000 | 44,000 | 65,000 | 87,000 |
| Net income | 44,000 | 104,000 | 155,000 | 206,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,321,000 | 1,352,000 | 1,403,000 | 1,412,000 |
| Total capital | 1,433,000 | 1,438,000 | 1,500,000 | 1,515,000 |
| Risk-weighted assets | 9,634,000 | 10,303,000 | 10,765,000 | 10,971,000 |