Call reports 2025
CECILIAN BANK, THE — 2025
What CECILIAN BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,531,438,000 | 1,558,029,000 | 1,545,890,000 | 1,561,197,000 |
| Total loans | 1,026,737,000 | 1,043,523,000 | 1,055,951,000 | 1,058,013,000 |
| Allowance for loan losses | 10,810,000 | 10,680,000 | 10,563,000 | 11,858,000 |
| Securities available for sale | 338,076,000 | 344,486,000 | 334,903,000 | 349,404,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,264,939,000 | 1,274,187,000 | 1,266,373,000 | 1,284,890,000 |
| Interest-bearing deposits | 1,032,017,000 | 1,038,543,000 | 1,029,887,000 | 1,048,565,000 |
| Noninterest-bearing deposits | 232,922,000 | 235,644,000 | 236,486,000 | 236,325,000 |
| Equity capital | 152,442,000 | 156,955,000 | 161,936,000 | 163,242,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 18,129,000 | 37,385,000 | 57,245,000 | 77,473,000 |
| Interest expense | 6,333,000 | 12,744,000 | 18,997,000 | 24,995,000 |
| Net interest income | 11,796,000 | 24,641,000 | 38,248,000 | 52,478,000 |
| Noninterest income | 2,796,000 | 6,042,000 | 9,025,000 | 12,026,000 |
| Noninterest expense | 8,639,000 | 17,414,000 | 26,095,000 | 34,864,000 |
| Provision for loan losses | 534,000 | 465,000 | 434,000 | 1,877,000 |
| Pretax income | 5,304,000 | 12,743,000 | 20,532,000 | 27,586,000 |
| Income tax | 1,289,000 | 3,102,000 | 4,565,000 | 6,240,000 |
| Net income | 4,015,000 | 9,641,000 | 15,967,000 | 21,346,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 171,084,000 | 173,548,000 | 174,711,000 | 174,428,000 |