Call reports 2024
CECILIAN BANK, THE — 2024
What CECILIAN BANK, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,524,185,000 | 1,517,258,000 | 1,496,562,000 | 1,505,966,000 |
| Total loans | 983,042,000 | 996,489,000 | 988,440,000 | 1,011,689,000 |
| Allowance for loan losses | 10,260,000 | 10,285,000 | 10,476,000 | 10,806,000 |
| Securities available for sale | 384,232,000 | 381,727,000 | 373,334,000 | 341,985,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,274,696,000 | 1,266,517,000 | 1,232,147,000 | 1,248,676,000 |
| Interest-bearing deposits | 1,038,854,000 | 1,030,799,000 | 991,392,000 | 1,015,839,000 |
| Noninterest-bearing deposits | 235,842,000 | 235,718,000 | 240,755,000 | 232,837,000 |
| Equity capital | 130,854,000 | 134,428,000 | 146,486,000 | 144,627,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 16,388,000 | 33,612,000 | 51,405,000 | 69,357,000 |
| Interest expense | 6,365,000 | 12,995,000 | 19,771,000 | 26,241,000 |
| Net interest income | 10,023,000 | 20,617,000 | 31,634,000 | 43,116,000 |
| Noninterest income | 2,609,000 | 5,591,000 | 8,518,000 | 11,403,000 |
| Noninterest expense | 8,275,000 | 16,923,000 | 25,482,000 | 34,372,000 |
| Provision for loan losses | 147,000 | 182,000 | 375,000 | 893,000 |
| Pretax income | 4,210,000 | 9,124,000 | 14,514,000 | 19,336,000 |
| Income tax | 1,002,000 | 2,188,000 | 3,521,000 | 4,652,000 |
| Net income | 3,208,000 | 6,936,000 | 10,993,000 | 14,684,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 157,288,000 | 160,024,000 | 163,398,000 | 166,731,000 |