Call reports 2023
CECILIAN BANK, THE — 2023
What CECILIAN BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,425,238,000 | 1,433,505,000 | 1,436,342,000 | 1,485,066,000 |
| Total loans | 900,622,000 | 923,764,000 | 947,983,000 | 971,658,000 |
| Allowance for loan losses | 8,783,000 | 9,117,000 | 9,824,000 | 10,122,000 |
| Securities available for sale | 405,587,000 | 399,535,000 | 383,185,000 | 397,650,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,191,577,000 | 1,201,986,000 | 1,202,079,000 | 1,237,499,000 |
| Interest-bearing deposits | 942,996,000 | 969,114,000 | 973,902,000 | 1,016,431,000 |
| Noninterest-bearing deposits | 248,581,000 | 232,872,000 | 228,177,000 | 221,068,000 |
| Equity capital | 116,051,000 | 116,903,000 | 114,638,000 | 130,640,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 13,360,000 | 27,559,000 | 42,506,000 | 58,375,000 |
| Interest expense | 3,048,000 | 6,841,000 | 11,120,000 | 16,365,000 |
| Net interest income | 10,312,000 | 20,718,000 | 31,386,000 | 42,010,000 |
| Noninterest income | 2,464,000 | 5,267,000 | 8,048,000 | 10,763,000 |
| Noninterest expense | 7,465,000 | 15,483,000 | 23,641,000 | 32,232,000 |
| Provision for loan losses | 199,000 | 542,000 | 1,252,000 | 1,606,000 |
| Pretax income | 5,112,000 | 9,960,000 | 14,474,000 | 19,216,000 |
| Income tax | 1,243,000 | 2,370,000 | 3,362,000 | 4,409,000 |
| Net income | 3,869,000 | 7,590,000 | 11,112,000 | 14,807,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 145,820,000 | 149,294,000 | 152,577,000 | 156,037,000 |