Call reports 2022
CECILIAN BANK, THE — 2022
What CECILIAN BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,435,796,000 | 1,417,428,000 | 1,426,139,000 | 1,401,549,000 |
| Total loans | 804,324,000 | 824,743,000 | 848,699,000 | 879,833,000 |
| Allowance for loan losses | 9,335,000 | 9,130,000 | 8,866,000 | 9,051,000 |
| Securities available for sale | 477,590,000 | 473,312,000 | 448,362,000 | 402,810,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,182,687,000 | 1,170,019,000 | 1,181,768,000 | 1,159,623,000 |
| Interest-bearing deposits | 923,700,000 | 911,873,000 | 921,433,000 | 916,668,000 |
| Noninterest-bearing deposits | 258,987,000 | 258,146,000 | 260,335,000 | 242,955,000 |
| Equity capital | 114,542,000 | 108,898,000 | 97,346,000 | 108,072,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 10,447,000 | 21,328,000 | 33,302,000 | 46,096,000 |
| Interest expense | 1,177,000 | 2,324,000 | 3,620,000 | 5,131,000 |
| Net interest income | 9,270,000 | 19,004,000 | 29,682,000 | 40,965,000 |
| Noninterest income | 2,245,000 | 4,993,000 | 7,912,000 | 10,461,000 |
| Noninterest expense | 7,347,000 | 15,007,000 | 22,899,000 | 30,127,000 |
| Provision for loan losses | -95,000 | -255,000 | -384,000 | -185,000 |
| Pretax income | 4,263,000 | 9,245,000 | 15,079,000 | 21,302,000 |
| Income tax | 824,000 | 1,842,000 | 3,175,000 | 4,494,000 |
| Net income | 3,439,000 | 7,403,000 | 11,904,000 | 16,808,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 129,491,000 | 133,223,000 | 136,959,000 | 141,732,000 |