Call reports 2021
CECILIAN BANK, THE — 2021
What CECILIAN BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,388,005,000 | 1,385,682,000 | 1,413,606,000 | 1,384,857,000 |
| Total loans | 799,950,000 | 796,692,000 | 778,148,000 | 784,168,000 |
| Allowance for loan losses | 9,715,000 | 9,545,000 | 9,375,000 | 9,200,000 |
| Securities available for sale | 443,077,000 | 452,746,000 | 494,366,000 | 481,431,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,099,176,000 | 1,100,914,000 | 1,145,803,000 | 1,119,510,000 |
| Interest-bearing deposits | 853,531,000 | 872,397,000 | 902,929,000 | 886,394,000 |
| Noninterest-bearing deposits | 245,645,000 | 228,517,000 | 242,874,000 | 233,116,000 |
| Equity capital | 124,557,000 | 129,629,000 | 134,357,000 | 134,894,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 10,658,000 | 21,781,000 | 34,259,000 | 45,325,000 |
| Interest expense | 1,403,000 | 2,847,000 | 4,250,000 | 5,573,000 |
| Net interest income | 9,255,000 | 18,934,000 | 30,009,000 | 39,752,000 |
| Noninterest income | 2,052,000 | 4,055,000 | 6,439,000 | 8,633,000 |
| Noninterest expense | 6,680,000 | 13,754,000 | 20,987,000 | 28,085,000 |
| Provision for loan losses | -22,000 | -181,000 | -320,000 | -411,000 |
| Pretax income | 4,649,000 | 9,529,000 | 15,894,000 | 20,824,000 |
| Income tax | 971,000 | 1,997,000 | 3,389,000 | 4,404,000 |
| Net income | 3,678,000 | 7,532,000 | 12,505,000 | 16,420,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 113,574,000 | 118,333,000 | 123,713,000 | 128,034,000 |