Call reports 2020
CECILIAN BANK, THE — 2020
What CECILIAN BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,081,890,000 | 1,178,074,000 | 1,208,679,000 | 1,294,623,000 |
| Total loans | 713,739,000 | 770,487,000 | 787,057,000 | 785,468,000 |
| Allowance for loan losses | 9,765,000 | 9,807,000 | 9,542,000 | 9,796,000 |
| Securities available for sale | 237,413,000 | 286,830,000 | 320,019,000 | 326,931,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 854,031,000 | 932,976,000 | 965,705,000 | 1,048,228,000 |
| Interest-bearing deposits | 705,992,000 | 731,026,000 | 763,402,000 | 805,423,000 |
| Noninterest-bearing deposits | 148,039,000 | 201,950,000 | 202,303,000 | 242,805,000 |
| Equity capital | 121,570,000 | 124,582,000 | 126,335,000 | 124,450,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 10,377,000 | 20,774,000 | 31,581,000 | 42,780,000 |
| Interest expense | 1,586,000 | 3,030,000 | 4,448,000 | 5,826,000 |
| Net interest income | 8,791,000 | 17,744,000 | 27,133,000 | 36,954,000 |
| Noninterest income | 1,740,000 | 3,435,000 | 5,544,000 | 7,523,000 |
| Noninterest expense | 7,057,000 | 13,853,000 | 21,191,000 | 28,588,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 650,000 |
| Pretax income | 3,399,000 | 7,176,000 | 11,261,000 | 15,277,000 |
| Income tax | 546,000 | 1,116,000 | 1,835,000 | 2,338,000 |
| Net income | 2,853,000 | 6,060,000 | 9,426,000 | 12,939,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 105,781,000 | 108,026,000 | 110,469,000 | 109,489,000 |