Call reports 2019
CECILIAN BANK, THE — 2019
What CECILIAN BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 903,367,000 | 911,129,000 | 921,331,000 | 935,868,000 |
| Total loans | 586,383,000 | 583,450,000 | 593,674,000 | 602,654,000 |
| Allowance for loan losses | 9,088,000 | 9,222,000 | 9,352,000 | 9,574,000 |
| Securities available for sale | 209,033,000 | 216,089,000 | 220,378,000 | 219,022,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 720,409,000 | 718,798,000 | 722,868,000 | 739,211,000 |
| Interest-bearing deposits | 595,112,000 | 597,012,000 | 598,990,000 | 617,216,000 |
| Noninterest-bearing deposits | 125,297,000 | 121,786,000 | 123,878,000 | 121,995,000 |
| Equity capital | 95,192,000 | 99,578,000 | 99,947,000 | 97,053,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 8,818,000 | 17,935,000 | 27,216,000 | 36,392,000 |
| Interest expense | 1,348,000 | 2,797,000 | 4,305,000 | 5,850,000 |
| Net interest income | 7,470,000 | 15,138,000 | 22,911,000 | 30,542,000 |
| Noninterest income | 1,534,000 | 3,190,000 | 4,993,000 | 6,703,000 |
| Noninterest expense | 5,461,000 | 11,214,000 | 16,966,000 | 22,983,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 3,468,000 | 6,964,000 | 10,713,000 | 13,962,000 |
| Income tax | 463,000 | 747,000 | 1,258,000 | 1,638,000 |
| Net income | 3,005,000 | 6,217,000 | 9,455,000 | 12,324,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 94,738,000 | 97,420,000 | 97,382,000 | 95,015,000 |
| Total capital | 102,990,000 | 105,707,000 | 105,837,000 | 103,549,000 |
| Risk-weighted assets | 659,178,000 | 661,831,000 | 675,311,000 | 681,458,000 |