Call reports 2018
CECILIAN BANK, THE — 2018
What CECILIAN BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 878,919,000 | 887,790,000 | 878,868,000 | 875,638,000 |
| Total loans | 545,193,000 | 552,203,000 | 566,664,000 | 575,047,000 |
| Allowance for loan losses | 8,313,000 | 7,945,000 | 8,350,000 | 8,745,000 |
| Securities available for sale | 219,496,000 | 214,047,000 | 217,372,000 | 216,302,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 714,791,000 | 715,247,000 | 703,239,000 | 696,615,000 |
| Interest-bearing deposits | 589,142,000 | 581,259,000 | 577,372,000 | 582,951,000 |
| Noninterest-bearing deposits | 125,649,000 | 133,988,000 | 125,867,000 | 113,664,000 |
| Equity capital | 85,229,000 | 87,741,000 | 86,769,000 | 90,371,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 8,163,000 | 16,642,000 | 25,244,000 | 33,816,000 |
| Interest expense | 1,059,000 | 2,237,000 | 3,458,000 | 4,720,000 |
| Net interest income | 7,104,000 | 14,405,000 | 21,786,000 | 29,096,000 |
| Noninterest income | 1,395,000 | 2,834,000 | 4,655,000 | 6,261,000 |
| Noninterest expense | 5,241,000 | 10,518,000 | 16,100,000 | 19,601,000 |
| Provision for loan losses | 450,000 | 900,000 | 1,350,000 | 1,850,000 |
| Pretax income | 2,810,000 | 5,823,000 | 8,993,000 | 13,908,000 |
| Income tax | 280,000 | 634,000 | 1,024,000 | 1,769,000 |
| Net income | 2,530,000 | 5,189,000 | 7,969,000 | 12,139,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 87,520,000 | 90,342,000 | 90,371,000 | 92,284,000 |
| Total capital | 95,439,000 | 98,373,000 | 98,546,000 | 100,507,000 |
| Risk-weighted assets | 632,992,000 | 642,477,000 | 653,703,000 | 657,118,000 |