Call reports 2017
CECILIAN BANK, THE — 2017
What CECILIAN BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 884,584,000 | 885,309,000 | 869,683,000 | 855,410,000 |
| Total loans | 528,028,000 | 528,536,000 | 540,138,000 | 548,216,000 |
| Allowance for loan losses | 6,584,000 | 7,488,000 | 7,599,000 | 7,758,000 |
| Securities available for sale | 228,968,000 | 235,979,000 | 239,096,000 | 228,646,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 728,969,000 | 724,311,000 | 706,721,000 | 695,641,000 |
| Interest-bearing deposits | 617,949,000 | 609,205,000 | 588,483,000 | 578,003,000 |
| Noninterest-bearing deposits | 111,020,000 | 115,106,000 | 118,238,000 | 117,638,000 |
| Equity capital | 87,381,000 | 90,558,000 | 89,384,000 | 87,195,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 7,390,000 | 15,539,000 | 23,571,000 | 32,647,000 |
| Interest expense | 1,002,000 | 1,989,000 | 2,970,000 | 3,926,000 |
| Net interest income | 6,388,000 | 13,550,000 | 20,601,000 | 28,721,000 |
| Noninterest income | 1,454,000 | 2,816,000 | 4,314,000 | 5,750,000 |
| Noninterest expense | 5,315,000 | 10,797,000 | 16,184,000 | 23,263,000 |
| Provision for loan losses | 475,000 | 1,475,000 | 2,150,000 | 2,825,000 |
| Pretax income | 2,052,000 | 4,094,000 | 6,596,000 | 8,404,000 |
| Income tax | 367,000 | 739,000 | 1,167,000 | 1,472,000 |
| Net income | 1,685,000 | 3,355,000 | 5,429,000 | 6,932,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 85,177,000 | 87,051,000 | 86,380,000 | 87,116,000 |
| Total capital | 91,901,000 | 94,679,000 | 94,119,000 | 95,014,000 |
| Risk-weighted assets | 625,599,000 | 628,512,000 | 627,316,000 | 633,695,000 |