Call reports 2016
CECILIAN BANK, THE — 2016
What CECILIAN BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 628,064,000 | 862,422,000 | 859,379,000 | 858,209,000 |
| Total loans | 375,061,000 | 510,598,000 | 513,697,000 | 521,215,000 |
| Allowance for loan losses | 6,323,000 | 6,428,000 | 6,480,000 | 6,403,000 |
| Securities available for sale | 165,398,000 | 213,055,000 | 223,145,000 | 230,424,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 509,178,000 | 708,811,000 | 703,181,000 | 710,752,000 |
| Interest-bearing deposits | 440,918,000 | 605,922,000 | 608,665,000 | 611,017,000 |
| Noninterest-bearing deposits | 68,260,000 | 102,889,000 | 94,516,000 | 99,735,000 |
| Equity capital | 61,209,000 | 87,817,000 | 89,232,000 | 84,915,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 5,928,000 | 12,623,000 | 20,526,000 | 28,096,000 |
| Interest expense | 928,000 | 1,896,000 | 2,932,000 | 3,936,000 |
| Net interest income | 5,000,000 | 10,727,000 | 17,594,000 | 24,160,000 |
| Noninterest income | 940,000 | 2,072,000 | 3,427,000 | 4,649,000 |
| Noninterest expense | 3,778,000 | 9,170,000 | 14,816,000 | 20,052,000 |
| Provision for loan losses | 0 | 250,000 | 625,000 | 1,000,000 |
| Pretax income | 2,187,000 | 3,404,000 | 5,606,000 | 7,783,000 |
| Income tax | 461,000 | 610,000 | 931,000 | 1,483,000 |
| Net income | 1,726,000 | 2,794,000 | 4,675,000 | 6,300,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,743,000 | 82,741,000 | 84,711,000 | 84,129,000 |
| Total capital | 64,049,000 | 89,309,000 | 91,331,000 | 90,672,000 |
| Risk-weighted assets | 423,388,000 | 595,102,000 | 605,866,000 | 624,625,000 |