Call reports 2014
CECILIAN BANK, THE — 2014
What CECILIAN BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 576,372,000 | 579,511,000 | 584,236,000 | 586,632,000 |
| Total loans | 322,546,000 | 322,862,000 | 332,546,000 | 335,238,000 |
| Allowance for loan losses | 6,877,000 | 4,170,000 | 4,320,000 | 4,243,000 |
| Securities available for sale | 179,882,000 | 184,611,000 | 189,298,000 | 189,787,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 470,008,000 | 472,866,000 | 477,472,000 | 475,831,000 |
| Interest-bearing deposits | 421,907,000 | 422,889,000 | 419,104,000 | 420,023,000 |
| Noninterest-bearing deposits | 48,101,000 | 49,977,000 | 58,368,000 | 55,808,000 |
| Equity capital | 51,486,000 | 53,484,000 | 53,596,000 | 53,342,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 5,941,000 | 11,627,000 | 17,353,000 | 23,411,000 |
| Interest expense | 1,222,000 | 2,408,000 | 3,552,000 | 4,652,000 |
| Net interest income | 4,719,000 | 9,219,000 | 13,801,000 | 18,759,000 |
| Noninterest income | 802,000 | 1,676,000 | 2,693,000 | 3,635,000 |
| Noninterest expense | 3,486,000 | 7,227,000 | 10,841,000 | 14,549,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 1,914,000 | 3,397,000 | 5,241,000 | 7,283,000 |
| Income tax | 563,000 | 978,000 | 1,501,000 | 2,072,000 |
| Net income | 1,351,000 | 2,419,000 | 3,740,000 | 5,211,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,909,000 | 51,548,000 | 52,040,000 | 52,142,000 |
| Total capital | 55,654,000 | 55,858,000 | 56,500,000 | 56,525,000 |
| Risk-weighted assets | 377,301,000 | 376,393,000 | 385,352,000 | 391,402,000 |