Call reports 2013
CECILIAN BANK, THE — 2013
What CECILIAN BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 554,006,000 | 548,790,000 | 559,747,000 | 565,377,000 |
| Total loans | 321,139,000 | 328,111,000 | 329,515,000 | 331,147,000 |
| Allowance for loan losses | 6,551,000 | 6,501,000 | 6,727,000 | 6,858,000 |
| Securities available for sale | 167,519,000 | 162,124,000 | 180,274,000 | 177,016,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 452,270,000 | 454,096,000 | 454,043,000 | 459,611,000 |
| Interest-bearing deposits | 409,854,000 | 411,974,000 | 411,410,000 | 416,714,000 |
| Noninterest-bearing deposits | 42,416,000 | 42,122,000 | 42,633,000 | 42,896,000 |
| Equity capital | 52,568,000 | 49,037,000 | 50,647,000 | 49,698,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 5,867,000 | 12,390,000 | 18,277,000 | 24,243,000 |
| Interest expense | 1,356,000 | 2,668,000 | 3,956,000 | 5,231,000 |
| Net interest income | 4,511,000 | 9,722,000 | 14,321,000 | 19,012,000 |
| Noninterest income | 834,000 | 1,717,000 | 2,678,000 | 3,563,000 |
| Noninterest expense | 3,452,000 | 7,516,000 | 11,044,000 | 14,084,000 |
| Provision for loan losses | 225,000 | 450,000 | 675,000 | 900,000 |
| Pretax income | 1,668,000 | 3,473,000 | 5,280,000 | 7,591,000 |
| Income tax | 405,000 | 891,000 | 1,384,000 | 2,079,000 |
| Net income | 1,263,000 | 2,582,000 | 3,896,000 | 5,512,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,565,000 | 48,593,000 | 50,014,000 | 49,988,000 |
| Total capital | 51,186,000 | 53,311,000 | 54,799,000 | 54,805,000 |
| Risk-weighted assets | 367,603,000 | 375,484,000 | 380,720,000 | 383,142,000 |