Call reports 2012
CECILIAN BANK, THE — 2012
What CECILIAN BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 510,510,000 | 522,116,000 | 536,819,000 | 539,027,000 |
| Total loans | 306,629,000 | 306,837,000 | 315,104,000 | 319,308,000 |
| Allowance for loan losses | 4,700,000 | 5,360,000 | 5,625,000 | 6,447,000 |
| Securities available for sale | 137,892,000 | 156,997,000 | 160,661,000 | 162,168,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 410,230,000 | 415,128,000 | 429,160,000 | 435,031,000 |
| Interest-bearing deposits | 370,654,000 | 378,382,000 | 390,945,000 | 395,782,000 |
| Noninterest-bearing deposits | 39,576,000 | 36,746,000 | 38,215,000 | 39,250,000 |
| Equity capital | 49,634,000 | 51,691,000 | 53,064,000 | 51,765,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,861,000 | 12,243,000 | 18,247,000 | 24,271,000 |
| Interest expense | 1,600,000 | 3,195,000 | 4,735,000 | 6,207,000 |
| Net interest income | 4,261,000 | 9,048,000 | 13,512,000 | 18,064,000 |
| Noninterest income | 777,000 | 1,653,000 | 2,671,000 | 3,623,000 |
| Noninterest expense | 3,305,000 | 6,639,000 | 9,986,000 | 13,084,000 |
| Provision for loan losses | 225,000 | 1,050,000 | 1,475,000 | 2,570,000 |
| Pretax income | 1,508,000 | 3,012,000 | 4,722,000 | 6,033,000 |
| Income tax | 391,000 | 847,000 | 1,307,000 | 1,517,000 |
| Net income | 1,117,000 | 2,165,000 | 3,415,000 | 4,516,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,698,000 | 44,911,000 | 46,327,000 | 45,194,000 |
| Total capital | 48,051,000 | 49,321,000 | 50,828,000 | 49,761,000 |
| Risk-weighted assets | 347,875,000 | 351,890,000 | 358,976,000 | 363,324,000 |