Call reports 2011
CECILIAN BANK, THE — 2011
What CECILIAN BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 477,883,000 | 484,792,000 | 480,003,000 | 481,197,000 |
| Total loans | 275,968,000 | 284,006,000 | 294,154,000 | 299,243,000 |
| Allowance for loan losses | 3,834,000 | 3,923,000 | 4,234,000 | 4,482,000 |
| Securities available for sale | 142,454,000 | 131,756,000 | 119,325,000 | 124,867,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 381,467,000 | 385,267,000 | 379,046,000 | 382,193,000 |
| Interest-bearing deposits | 345,746,000 | 352,015,000 | 344,229,000 | 347,663,000 |
| Noninterest-bearing deposits | 35,721,000 | 33,253,000 | 34,818,000 | 34,529,000 |
| Equity capital | 43,221,000 | 45,967,000 | 48,299,000 | 48,337,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 5,725,000 | 11,709,000 | 17,584,000 | 23,507,000 |
| Interest expense | 1,871,000 | 3,720,000 | 5,517,000 | 7,184,000 |
| Net interest income | 3,854,000 | 7,989,000 | 12,067,000 | 16,323,000 |
| Noninterest income | 750,000 | 1,589,000 | 2,455,000 | 3,253,000 |
| Noninterest expense | 3,204,000 | 6,461,000 | 9,732,000 | 12,794,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,200,000 |
| Pretax income | 1,100,000 | 2,517,000 | 3,890,000 | 5,582,000 |
| Income tax | 239,000 | 587,000 | 934,000 | 1,388,000 |
| Net income | 861,000 | 1,930,000 | 2,956,000 | 4,194,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,232,000 | 40,551,000 | 41,827,000 | 42,415,000 |
| Total capital | 43,066,000 | 44,474,000 | 45,984,000 | 46,621,000 |
| Risk-weighted assets | 324,288,000 | 326,889,000 | 332,501,000 | 336,178,000 |