Call reports 2010
CECILIAN BANK, THE — 2010
What CECILIAN BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 417,943,000 | 472,059,000 | 471,774,000 | 470,804,000 |
| Total loans | 230,255,000 | 270,347,000 | 272,159,000 | 274,472,000 |
| Allowance for loan losses | 3,360,000 | 3,478,000 | 3,298,000 | 3,518,000 |
| Securities available for sale | 141,872,000 | 152,736,000 | 151,141,000 | 151,407,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 321,865,000 | 368,871,000 | 369,755,000 | 371,421,000 |
| Interest-bearing deposits | 294,017,000 | 338,249,000 | 337,640,000 | 338,856,000 |
| Noninterest-bearing deposits | 27,848,000 | 30,622,000 | 32,115,000 | 32,565,000 |
| Equity capital | 40,437,000 | 42,864,000 | 44,476,000 | 41,950,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 5,237,000 | 10,687,000 | 16,539,000 | 22,296,000 |
| Interest expense | 2,088,000 | 4,120,000 | 6,181,000 | 8,162,000 |
| Net interest income | 3,149,000 | 6,567,000 | 10,358,000 | 14,134,000 |
| Noninterest income | 558,000 | 1,189,000 | 2,048,000 | 2,860,000 |
| Noninterest expense | 2,429,000 | 5,198,000 | 8,607,000 | 11,572,000 |
| Provision for loan losses | 180,000 | 375,000 | 600,000 | 1,125,000 |
| Pretax income | 1,098,000 | 2,183,000 | 3,199,000 | 4,297,000 |
| Income tax | 232,000 | 469,000 | 681,000 | 970,000 |
| Net income | 866,000 | 1,714,000 | 2,518,000 | 3,327,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,837,000 | 36,724,000 | 37,871,000 | 38,121,000 |
| Total capital | 43,132,000 | 40,202,000 | 41,169,000 | 41,639,000 |
| Risk-weighted assets | 263,554,000 | 309,701,000 | 312,630,000 | 317,230,000 |