Call reports 2009
CECILIAN BANK, THE — 2009
What CECILIAN BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 344,656,000 | 356,340,000 | 374,835,000 | 406,515,000 |
| Total loans | 235,852,000 | 232,376,000 | 232,735,000 | 232,653,000 |
| Allowance for loan losses | 3,382,000 | 3,288,000 | 3,373,000 | 3,207,000 |
| Securities available for sale | 68,177,000 | 85,707,000 | 98,827,000 | 121,423,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 252,404,000 | 269,972,000 | 280,555,000 | 320,527,000 |
| Interest-bearing deposits | 227,267,000 | 246,375,000 | 255,848,000 | 292,683,000 |
| Noninterest-bearing deposits | 25,137,000 | 23,597,000 | 24,707,000 | 27,844,000 |
| Equity capital | 34,723,000 | 34,806,000 | 36,707,000 | 35,804,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,799,000 | 9,662,000 | 14,791,000 | 19,861,000 |
| Interest expense | 2,190,000 | 4,376,000 | 6,541,000 | 8,665,000 |
| Net interest income | 2,609,000 | 5,286,000 | 8,250,000 | 11,196,000 |
| Noninterest income | 501,000 | 1,130,000 | 1,844,000 | 2,469,000 |
| Noninterest expense | 2,349,000 | 4,915,000 | 7,490,000 | 9,558,000 |
| Provision for loan losses | 120,000 | 240,000 | 645,000 | 1,065,000 |
| Pretax income | 641,000 | 1,261,000 | 1,959,000 | 3,042,000 |
| Income tax | 100,000 | 196,000 | 360,000 | 562,000 |
| Net income | 541,000 | 1,065,000 | 1,599,000 | 2,480,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,682,000 | 35,207,000 | 35,590,000 | 35,971,000 |
| Total capital | 37,765,000 | 38,289,000 | 38,743,000 | 39,178,000 |
| Risk-weighted assets | 246,369,000 | 253,195,000 | 252,005,000 | 263,483,000 |