Call reports 2002
CECILIAN BANK, THE — 2002
What CECILIAN BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 244,299,000 | 240,352,000 | 224,687,000 | 236,034,000 |
| Total loans | 145,829,000 | 151,314,000 | 154,999,000 | 156,313,000 |
| Allowance for loan losses | 2,027,000 | 2,060,000 | 1,833,000 | 2,084,000 |
| Securities available for sale | 85,584,000 | 69,524,000 | 51,390,000 | 61,015,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,513,000 | 154,956,000 | 171,739,000 | 183,632,000 |
| Interest-bearing deposits | 138,533,000 | 137,359,000 | 153,059,000 | 165,429,000 |
| Noninterest-bearing deposits | 16,980,000 | 17,598,000 | 18,679,000 | 18,204,000 |
| Equity capital | 20,961,000 | 22,449,000 | 23,574,000 | 23,567,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 4,232,000 | 8,379,000 | 12,295,000 | 16,132,000 |
| Interest expense | 1,838,000 | 3,544,000 | 5,240,000 | 6,898,000 |
| Net interest income | 2,394,000 | 4,835,000 | 7,055,000 | 9,234,000 |
| Noninterest income | 312,000 | 686,000 | 1,155,000 | 1,567,000 |
| Noninterest expense | 1,373,000 | 2,878,000 | 4,455,000 | 6,110,000 |
| Provision for loan losses | 80,000 | 160,000 | 240,000 | 500,000 |
| Pretax income | 1,253,000 | 2,484,000 | 3,516,000 | 4,197,000 |
| Income tax | 358,000 | 704,000 | 981,000 | 1,119,000 |
| Net income | 895,000 | 1,780,000 | 2,535,000 | 3,078,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,581,000 | 21,467,000 | 21,972,000 | 22,114,000 |
| Total capital | 22,608,000 | 23,465,000 | 23,805,000 | 24,101,000 |
| Risk-weighted assets | 162,175,000 | 159,943,000 | 155,630,000 | 158,830,000 |