Call reports 2001
CECILIAN BANK, THE — 2001
What CECILIAN BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 223,010,000 | 223,206,000 | 243,070,000 | 242,229,000 |
| Total loans | 131,734,000 | 135,041,000 | 138,377,000 | 140,836,000 |
| Allowance for loan losses | 2,286,000 | 2,050,000 | 2,052,000 | 1,965,000 |
| Securities available for sale | 70,094,000 | 72,308,000 | 88,621,000 | 86,472,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,445,000 | 146,472,000 | 167,998,000 | 154,801,000 |
| Interest-bearing deposits | 131,138,000 | 132,686,000 | 152,423,000 | 138,416,000 |
| Noninterest-bearing deposits | 13,307,000 | 13,786,000 | 15,575,000 | 16,384,000 |
| Equity capital | 19,060,000 | 19,479,000 | 20,697,000 | 20,517,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,168,000 | 8,417,000 | 12,657,000 | 16,884,000 |
| Interest expense | 2,493,000 | 4,946,000 | 7,303,000 | 9,388,000 |
| Net interest income | 1,675,000 | 3,471,000 | 5,354,000 | 7,496,000 |
| Noninterest income | 293,000 | 609,000 | 934,000 | 1,219,000 |
| Noninterest expense | 1,240,000 | 2,531,000 | 3,820,000 | 5,310,000 |
| Provision for loan losses | 0 | 0 | 45,000 | 90,000 |
| Pretax income | 728,000 | 1,549,000 | 2,423,000 | 3,316,000 |
| Income tax | 196,000 | 417,000 | 653,000 | 884,000 |
| Net income | 532,000 | 1,132,000 | 1,770,000 | 2,432,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,370,000 | 18,786,000 | 19,424,000 | 19,812,000 |
| Total capital | 20,163,000 | 20,642,000 | 21,421,000 | 21,777,000 |
| Risk-weighted assets | 143,230,000 | 148,450,000 | 159,895,000 | 157,839,000 |