Call reports 2008
BANK OF MARIN — 2008
What BANK OF MARIN reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 919,799,000 | 952,502,000 | 984,705,000 | 1,049,536,000 |
| Total loans | 769,529,000 | 799,510,000 | 839,007,000 | 890,544,000 |
| Allowance for loan losses | 8,199,000 | 8,555,000 | 9,271,000 | 9,950,000 |
| Securities available for sale | 74,118,000 | 72,999,000 | 73,348,000 | 79,952,000 |
| Securities held to maturity | 20,298,000 | 19,476,000 | 20,542,000 | 23,558,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 764,122,000 | 803,823,000 | 851,464,000 | 853,741,000 |
| Interest-bearing deposits | 555,288,000 | 581,537,000 | 633,921,000 | 650,926,000 |
| Noninterest-bearing deposits | 208,834,000 | 222,286,000 | 217,543,000 | 202,815,000 |
| Equity capital | 86,584,000 | 90,002,000 | 92,482,000 | 124,255,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 14,541,000 | 29,085,000 | 44,113,000 | 59,176,000 |
| Interest expense | 3,251,000 | 5,887,000 | 8,603,000 | 10,817,000 |
| Net interest income | 11,290,000 | 23,198,000 | 35,510,000 | 48,359,000 |
| Noninterest income | 1,703,000 | 2,970,000 | 4,163,000 | 5,344,000 |
| Noninterest expense | 6,828,000 | 13,762,000 | 21,058,000 | 28,011,000 |
| Provision for loan losses | 615,000 | 1,125,000 | 2,810,000 | 5,010,000 |
| Pretax income | 5,550,000 | 11,279,000 | 15,803,000 | 20,680,000 |
| Income tax | 2,166,000 | 4,398,000 | 6,143,000 | 8,146,000 |
| Net income | 3,384,000 | 6,881,000 | 9,660,000 | 12,534,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 86,369,000 | 90,337,000 | 92,515,000 | 123,867,000 |
| Total capital | 100,046,000 | 104,376,000 | 107,288,000 | 139,329,000 |
| Risk-weighted assets | 874,863,000 | 902,571,000 | 942,225,000 | 999,028,000 |