Call reports 2007
BANK OF MARIN — 2007
What BANK OF MARIN reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 881,602,000 | 890,600,000 | 924,238,000 | 933,966,000 |
| Total loans | 736,136,000 | 654,105,000 | 685,976,000 | 724,878,000 |
| Allowance for loan losses | 7,042,000 | 7,053,000 | 7,227,000 | 7,575,000 |
| Securities available for sale | 70,430,000 | 86,740,000 | 100,076,000 | 86,989,000 |
| Securities held to maturity | 13,132,000 | 15,161,000 | 13,544,000 | 13,182,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 774,070,000 | 776,714,000 | 810,862,000 | 838,535,000 |
| Interest-bearing deposits | 562,272,000 | 572,142,000 | 607,517,000 | 614,370,000 |
| Noninterest-bearing deposits | 211,798,000 | 204,572,000 | 203,345,000 | 224,165,000 |
| Equity capital | 81,656,000 | 84,150,000 | 85,379,000 | 83,887,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 14,872,000 | 30,311,000 | 46,141,000 | 61,843,000 |
| Interest expense | 4,876,000 | 9,836,000 | 14,877,000 | 19,100,000 |
| Net interest income | 9,996,000 | 20,475,000 | 31,264,000 | 42,743,000 |
| Noninterest income | 1,509,000 | 2,901,000 | 4,487,000 | 5,718,000 |
| Noninterest expense | 6,688,000 | 13,719,000 | 20,417,000 | 27,303,000 |
| Provision for loan losses | 66,000 | 140,000 | 340,000 | 685,000 |
| Pretax income | 4,751,000 | 9,517,000 | 14,994,000 | 20,473,000 |
| Income tax | 1,777,000 | 3,640,000 | 5,795,000 | 7,934,000 |
| Net income | 2,974,000 | 5,877,000 | 9,199,000 | 12,539,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 82,115,000 | 84,912,000 | 85,678,000 | 84,155,000 |
| Total capital | 94,593,000 | 97,392,000 | 98,357,000 | 97,179,000 |
| Risk-weighted assets | 831,542,000 | 766,168,000 | 804,319,000 | 837,285,000 |