Call reports 2005
BANK OF MARIN — 2005
What BANK OF MARIN reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 761,235,000 | 814,215,000 | 850,055,000 | 840,449,000 |
| Total loans | 595,723,000 | 659,940,000 | 681,779,000 | 686,660,000 |
| Allowance for loan losses | 6,360,000 | 6,727,000 | 7,194,000 | 7,115,000 |
| Securities available for sale | 76,479,000 | 72,951,000 | 84,628,000 | 86,777,000 |
| Securities held to maturity | 34,492,000 | 28,295,000 | 22,138,000 | 21,894,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 660,797,000 | 701,184,000 | 756,264,000 | 721,172,000 |
| Interest-bearing deposits | 483,293,000 | 614,052,000 | 685,307,000 | 522,548,000 |
| Noninterest-bearing deposits | 177,503,000 | 87,132,000 | 70,957,000 | 198,624,000 |
| Equity capital | 68,720,000 | 72,036,000 | 75,329,000 | 78,221,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 10,889,000 | 22,632,000 | 35,731,000 | 49,485,000 |
| Interest expense | 1,809,000 | 4,148,000 | 7,003,000 | 10,043,000 |
| Net interest income | 9,080,000 | 18,484,000 | 28,728,000 | 39,442,000 |
| Noninterest income | 870,000 | 1,791,000 | 2,754,000 | 3,707,000 |
| Noninterest expense | 5,550,000 | 10,953,000 | 16,632,000 | 22,498,000 |
| Provision for loan losses | 326,000 | 716,000 | 1,207,000 | 1,541,000 |
| Pretax income | 4,074,000 | 8,607,000 | 13,644,000 | 19,111,000 |
| Income tax | 1,551,000 | 3,288,000 | 5,239,000 | 7,374,000 |
| Net income | 2,523,000 | 5,319,000 | 8,405,000 | 11,737,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,438,000 | 72,377,000 | 75,874,000 | 78,987,000 |
| Total capital | 81,191,000 | 84,507,000 | 88,430,000 | 91,556,000 |
| Risk-weighted assets | 703,021,000 | 764,554,000 | 797,130,000 | 794,517,000 |