Call reports 2004
BANK OF MARIN — 2004
What BANK OF MARIN reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 656,082,000 | 691,307,000 | 723,290,000 | 737,094,000 |
| Total loans | 468,468,000 | 521,227,000 | 559,025,000 | 576,957,000 |
| Allowance for loan losses | 5,497,000 | 5,593,000 | 5,776,000 | 6,110,000 |
| Securities available for sale | 94,379,000 | 79,314,000 | 76,683,000 | 74,140,000 |
| Securities held to maturity | 40,756,000 | 40,006,000 | 37,081,000 | 37,843,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 594,088,000 | 619,583,000 | 635,456,000 | 645,079,000 |
| Interest-bearing deposits | 441,463,000 | 453,052,000 | 469,727,000 | 474,694,000 |
| Noninterest-bearing deposits | 152,625,000 | 166,531,000 | 165,729,000 | 170,385,000 |
| Equity capital | 58,702,000 | 59,077,000 | 62,376,000 | 65,608,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 8,425,000 | 17,280,000 | 27,101,000 | 37,589,000 |
| Interest expense | 1,243,000 | 2,443,000 | 3,817,000 | 5,352,000 |
| Net interest income | 7,182,000 | 14,837,000 | 23,284,000 | 32,237,000 |
| Noninterest income | 870,000 | 1,786,000 | 2,692,000 | 3,643,000 |
| Noninterest expense | 4,732,000 | 9,477,000 | 14,468,000 | 19,620,000 |
| Provision for loan losses | 100,000 | 205,000 | 509,000 | 934,000 |
| Pretax income | 3,220,000 | 6,941,000 | 10,999,000 | 15,326,000 |
| Income tax | 1,191,000 | 2,595,000 | 4,146,000 | 5,808,000 |
| Net income | 2,029,000 | 4,346,000 | 6,853,000 | 9,518,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,276,000 | 59,530,000 | 62,375,000 | 65,848,000 |
| Total capital | 64,183,000 | 70,552,000 | 73,522,000 | 77,327,000 |
| Risk-weighted assets | 582,597,000 | 629,407,000 | 663,279,000 | 679,857,000 |