Call reports 2003
BANK OF MARIN — 2003
What BANK OF MARIN reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 546,667,000 | 574,356,000 | 615,751,000 | 642,607,000 |
| Total loans | 431,873,000 | 446,677,000 | 433,910,000 | 450,881,000 |
| Allowance for loan losses | 5,199,000 | 5,365,000 | 5,436,000 | 5,458,000 |
| Securities available for sale | 24,269,000 | 32,104,000 | 65,580,000 | 80,536,000 |
| Securities held to maturity | 35,127,000 | 34,777,000 | 37,334,000 | 42,190,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 494,104,000 | 520,066,000 | 559,485,000 | 584,116,000 |
| Interest-bearing deposits | 366,101,000 | 382,921,000 | 408,917,000 | 423,994,000 |
| Noninterest-bearing deposits | 128,004,000 | 137,144,000 | 150,568,000 | 160,122,000 |
| Equity capital | 49,082,000 | 51,063,000 | 53,272,000 | 55,576,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 8,115,000 | 16,456,000 | 24,668,000 | 32,825,000 |
| Interest expense | 1,405,000 | 2,690,000 | 3,929,000 | 5,169,000 |
| Net interest income | 6,710,000 | 13,766,000 | 20,739,000 | 27,656,000 |
| Noninterest income | 668,000 | 1,346,000 | 2,143,000 | 2,960,000 |
| Noninterest expense | 4,580,000 | 9,072,000 | 13,554,000 | 17,817,000 |
| Provision for loan losses | 167,000 | 372,000 | 546,000 | 685,000 |
| Pretax income | 2,631,000 | 5,668,000 | 8,782,000 | 12,114,000 |
| Income tax | 1,020,000 | 2,199,000 | 3,393,000 | 4,640,000 |
| Net income | 1,611,000 | 3,469,000 | 5,389,000 | 7,474,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,644,000 | 50,700,000 | 53,049,000 | 55,322,000 |
| Total capital | 54,212,000 | 56,426,000 | 58,869,000 | 61,164,000 |
| Risk-weighted assets | 512,052,000 | 530,348,000 | 539,296,000 | 560,526,000 |