Call reports 2025
COLUMBUS STATE BANK — 2025
What COLUMBUS STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 293,330,000 | 294,512,000 | 301,587,000 | 333,214,000 |
| Total loans | 16,956,000 | 18,351,000 | 20,454,000 | 19,675,000 |
| Allowance for loan losses | 202,000 | 202,000 | 202,000 | 202,000 |
| Securities available for sale | 191,699,000 | 198,550,000 | 186,575,000 | 164,154,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 250,724,000 | 250,862,000 | 255,525,000 | 289,346,000 |
| Interest-bearing deposits | 170,001,000 | 170,287,000 | 171,735,000 | 199,527,000 |
| Noninterest-bearing deposits | 80,723,000 | 80,575,000 | 83,790,000 | 89,819,000 |
| Equity capital | 41,148,000 | 42,592,000 | 45,126,000 | 43,111,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,393,000 | 4,717,000 | 7,055,000 | 9,592,000 |
| Interest expense | 639,000 | 1,237,000 | 1,843,000 | 2,501,000 |
| Net interest income | 1,754,000 | 3,480,000 | 5,212,000 | 7,091,000 |
| Noninterest income | 99,000 | 339,000 | 428,000 | 518,000 |
| Noninterest expense | 996,000 | 2,045,000 | 3,023,000 | 4,083,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 857,000 | 1,774,000 | 2,596,000 | 3,480,000 |
| Income tax | 180,000 | 347,000 | 545,000 | 731,000 |
| Net income | 677,000 | 1,427,000 | 2,051,000 | 2,749,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,426,000 | 48,176,000 | 48,800,000 | 45,998,000 |
| Total capital | 47,628,000 | 48,378,000 | 49,002,000 | 46,200,000 |
| Risk-weighted assets | 106,017,000 | 97,589,000 | 98,505,000 | 90,977,000 |