Call reports 2024
COLUMBUS STATE BANK — 2024
What COLUMBUS STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 139,068,000 | 152,156,000 | 162,056,000 | 143,275,000 |
| Total loans | 3,581,000 | 4,258,000 | 5,170,000 | 4,761,000 |
| Allowance for loan losses | 59,000 | 68,000 | 68,000 | 62,000 |
| Securities available for sale | 73,573,000 | 72,021,000 | 67,862,000 | 70,976,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,570,000 | 139,755,000 | 147,238,000 | 128,738,000 |
| Interest-bearing deposits | 87,112,000 | 97,076,000 | 111,022,000 | 87,954,000 |
| Noninterest-bearing deposits | 40,458,000 | 42,679,000 | 36,216,000 | 40,784,000 |
| Equity capital | 11,285,000 | 12,145,000 | 14,336,000 | 14,233,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,106,000 | 2,463,000 | 3,942,000 | 5,159,000 |
| Interest expense | 159,000 | 368,000 | 610,000 | 846,000 |
| Net interest income | 947,000 | 2,095,000 | 3,332,000 | 4,313,000 |
| Noninterest income | 38,000 | 70,000 | 101,000 | 132,000 |
| Noninterest expense | 451,000 | 872,000 | 1,316,000 | 1,822,000 |
| Provision for loan losses | 0 | 9,000 | 1,000 | -5,000 |
| Pretax income | 534,000 | 1,284,000 | 2,116,000 | 2,481,000 |
| Income tax | 112,000 | 273,000 | 444,000 | 521,000 |
| Net income | 422,000 | 1,011,000 | 1,672,000 | 1,960,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,209,000 | 16,717,000 | 17,409,000 | 17,696,000 |
| Total capital | 16,268,000 | 16,785,000 | 17,477,000 | 17,758,000 |
| Risk-weighted assets | 63,913,000 | 52,238,000 | 51,503,000 | 46,478,000 |