Call reports 2023
COLUMBUS STATE BANK — 2023
What COLUMBUS STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 114,046,000 | 112,376,000 | 124,051,000 | 149,636,000 |
| Total loans | 4,283,000 | 4,725,000 | 5,502,000 | 3,982,000 |
| Allowance for loan losses | 242,000 | 242,000 | 90,000 | 59,000 |
| Securities available for sale | 75,815,000 | 75,624,000 | 72,127,000 | 73,523,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,239,000 | 103,162,000 | 114,946,000 | 138,731,000 |
| Interest-bearing deposits | 65,325,000 | 61,118,000 | 75,326,000 | 77,559,000 |
| Noninterest-bearing deposits | 38,914,000 | 42,044,000 | 39,620,000 | 61,172,000 |
| Equity capital | 9,611,000 | 8,955,000 | 8,909,000 | 10,779,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 828,000 | 1,581,000 | 2,443,000 | 3,504,000 |
| Interest expense | 68,000 | 148,000 | 252,000 | 378,000 |
| Net interest income | 760,000 | 1,433,000 | 2,191,000 | 3,126,000 |
| Noninterest income | 38,000 | 69,000 | 98,000 | 132,000 |
| Noninterest expense | 391,000 | 818,000 | 1,286,000 | 1,828,000 |
| Provision for loan losses | 0 | 0 | -152,000 | -183,000 |
| Pretax income | 407,000 | 684,000 | 1,197,000 | 1,655,000 |
| Income tax | 85,000 | 143,000 | 225,000 | 311,000 |
| Net income | 322,000 | 541,000 | 972,000 | 1,344,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,907,000 | 15,105,000 | 15,516,000 | 15,826,000 |
| Total capital | 15,149,000 | 15,347,000 | 15,606,000 | 15,885,000 |
| Risk-weighted assets | 61,261,000 | 60,618,000 | 63,064,000 | 65,427,000 |