Call reports 2020
COLUMBUS STATE BANK — 2020
What COLUMBUS STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 108,322,000 | 120,778,000 | 124,216,000 | 130,888,000 |
| Total loans | 7,707,000 | 5,834,000 | 5,991,000 | 4,868,000 |
| Allowance for loan losses | 242,000 | 242,000 | 242,000 | 242,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 70,965,000 | 62,123,000 | 48,768,000 | 39,935,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,419,000 | 106,732,000 | 109,998,000 | 116,716,000 |
| Interest-bearing deposits | 69,613,000 | 76,684,000 | 77,277,000 | 81,814,000 |
| Noninterest-bearing deposits | 24,806,000 | 30,048,000 | 32,721,000 | 34,902,000 |
| Equity capital | 13,686,000 | 13,811,000 | 13,948,000 | 14,005,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 655,000 | 1,180,000 | 1,630,000 | 1,991,000 |
| Interest expense | 83,000 | 147,000 | 200,000 | 247,000 |
| Net interest income | 572,000 | 1,033,000 | 1,430,000 | 1,744,000 |
| Noninterest income | 42,000 | 72,000 | 102,000 | 131,000 |
| Noninterest expense | 393,000 | 764,000 | 1,173,000 | 1,567,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 221,000 | 388,000 | 576,000 | 629,000 |
| Income tax | 24,000 | 41,000 | 62,000 | 58,000 |
| Net income | 197,000 | 347,000 | 514,000 | 571,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,686,000 | 13,811,000 | 13,948,000 | 14,005,000 |
| Total capital | 13,928,000 | 14,053,000 | 14,190,000 | 14,247,000 |
| Risk-weighted assets | 53,679,000 | 46,366,000 | 36,481,000 | 33,714,000 |