Call reports 2016
COLUMBUS STATE BANK — 2016
What COLUMBUS STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 94,144,000 | 94,881,000 | 106,547,000 | 113,019,000 |
| Total loans | 7,051,000 | 7,787,000 | 8,291,000 | 8,832,000 |
| Allowance for loan losses | 242,000 | 242,000 | 242,000 | 242,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 74,019,000 | 73,392,000 | 71,045,000 | 72,751,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,708,000 | 82,476,000 | 94,015,000 | 100,557,000 |
| Interest-bearing deposits | 53,650,000 | 55,860,000 | 55,191,000 | 74,369,000 |
| Noninterest-bearing deposits | 28,058,000 | 26,616,000 | 38,824,000 | 26,188,000 |
| Equity capital | 12,190,000 | 12,270,000 | 12,343,000 | 12,317,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 516,000 | 1,040,000 | 1,586,000 | 2,152,000 |
| Interest expense | 40,000 | 79,000 | 120,000 | 165,000 |
| Net interest income | 476,000 | 961,000 | 1,466,000 | 1,987,000 |
| Noninterest income | 48,000 | 87,000 | 125,000 | 151,000 |
| Noninterest expense | 378,000 | 764,000 | 1,152,000 | 1,549,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 146,000 | 284,000 | 439,000 | 589,000 |
| Income tax | -15,000 | -27,000 | -35,000 | -39,000 |
| Net income | 161,000 | 311,000 | 474,000 | 628,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,190,000 | 12,270,000 | 12,343,000 | 12,317,000 |
| Total capital | 12,432,000 | 12,512,000 | 12,585,000 | 12,559,000 |
| Risk-weighted assets | 42,395,000 | 45,962,000 | 45,692,000 | 47,176,000 |