Call reports 2015
COLUMBUS STATE BANK — 2015
What COLUMBUS STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 98,087,000 | 102,442,000 | 98,085,000 | 101,832,000 |
| Total loans | 8,334,000 | 9,168,000 | 9,617,000 | 8,268,000 |
| Allowance for loan losses | 242,000 | 242,000 | 242,000 | 242,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 69,926,000 | 71,564,000 | 71,083,000 | 72,835,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,865,000 | 90,228,000 | 85,729,000 | 89,460,000 |
| Interest-bearing deposits | 58,225,000 | 61,977,000 | 58,599,000 | 60,438,000 |
| Noninterest-bearing deposits | 27,640,000 | 28,251,000 | 27,130,000 | 29,022,000 |
| Equity capital | 11,938,000 | 11,937,000 | 12,075,000 | 12,129,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 489,000 | 985,000 | 1,506,000 | 2,019,000 |
| Interest expense | 49,000 | 94,000 | 141,000 | 185,000 |
| Net interest income | 440,000 | 891,000 | 1,365,000 | 1,834,000 |
| Noninterest income | 46,000 | 86,000 | 125,000 | 161,000 |
| Noninterest expense | 378,000 | 758,000 | 1,122,000 | 1,499,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 108,000 | 219,000 | 368,000 | 501,000 |
| Income tax | -27,000 | -45,000 | -59,000 | -75,000 |
| Net income | 135,000 | 264,000 | 427,000 | 576,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,938,000 | 11,937,000 | 12,075,000 | 12,129,000 |
| Total capital | 12,180,000 | 12,179,000 | 12,317,000 | 12,371,000 |
| Risk-weighted assets | 40,156,000 | 41,181,000 | 41,996,000 | 41,904,000 |