Call reports 2014
COLUMBUS STATE BANK — 2014
What COLUMBUS STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 87,767,000 | 86,294,000 | 92,205,000 | 93,379,000 |
| Total loans | 8,352,000 | 9,314,000 | 9,981,000 | 8,757,000 |
| Allowance for loan losses | 242,000 | 242,000 | 242,000 | 242,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 65,999,000 | 68,362,000 | 69,221,000 | 71,047,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,557,000 | 74,136,000 | 79,999,000 | 81,198,000 |
| Interest-bearing deposits | 51,231,000 | 51,321,000 | 56,965,000 | 55,671,000 |
| Noninterest-bearing deposits | 24,326,000 | 22,815,000 | 23,034,000 | 25,527,000 |
| Equity capital | 11,820,000 | 11,849,000 | 11,876,000 | 11,893,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 486,000 | 980,000 | 1,491,000 | 1,996,000 |
| Interest expense | 50,000 | 100,000 | 150,000 | 200,000 |
| Net interest income | 436,000 | 880,000 | 1,341,000 | 1,796,000 |
| Noninterest income | 46,000 | 90,000 | 124,000 | 158,000 |
| Noninterest expense | 352,000 | 721,000 | 1,076,000 | 1,462,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 130,000 | 249,000 | 389,000 | 492,000 |
| Income tax | 1,000 | -9,000 | -16,000 | -40,000 |
| Net income | 129,000 | 258,000 | 405,000 | 532,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,820,000 | 11,849,000 | 11,876,000 | 11,893,000 |
| Total capital | 12,062,000 | 12,091,000 | 12,118,000 | 12,135,000 |
| Risk-weighted assets | 42,624,000 | 42,392,000 | 41,766,000 | 41,270,000 |