Call reports 2013
COLUMBUS STATE BANK — 2013
What COLUMBUS STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 83,232,000 | 83,367,000 | 86,753,000 | 86,680,000 |
| Total loans | 8,745,000 | 9,481,000 | 9,798,000 | 8,191,000 |
| Allowance for loan losses | 250,000 | 250,000 | 242,000 | 242,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 63,492,000 | 66,048,000 | 63,792,000 | 65,467,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,247,000 | 71,239,000 | 74,582,000 | 74,537,000 |
| Interest-bearing deposits | 47,853,000 | 47,436,000 | 48,810,000 | 51,562,000 |
| Noninterest-bearing deposits | 23,394,000 | 23,803,000 | 25,772,000 | 22,975,000 |
| Equity capital | 11,645,000 | 11,768,000 | 11,808,000 | 11,821,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 529,000 | 1,106,000 | 1,632,000 | 2,124,000 |
| Interest expense | 55,000 | 109,000 | 160,000 | 213,000 |
| Net interest income | 474,000 | 997,000 | 1,472,000 | 1,911,000 |
| Noninterest income | 49,000 | 93,000 | 135,000 | 169,000 |
| Noninterest expense | 366,000 | 740,000 | 1,098,000 | 1,477,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 157,000 | 350,000 | 509,000 | 603,000 |
| Income tax | 25,000 | 60,000 | 79,000 | 75,000 |
| Net income | 132,000 | 290,000 | 430,000 | 528,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,645,000 | 11,768,000 | 11,808,000 | 11,821,000 |
| Total capital | 11,895,000 | 12,018,000 | 12,050,000 | 12,063,000 |
| Risk-weighted assets | 49,909,000 | 48,380,000 | 46,516,000 | 43,269,000 |