Call reports 2012
COLUMBUS STATE BANK — 2012
What COLUMBUS STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 79,202,000 | 75,152,000 | 79,228,000 | 82,757,000 |
| Total loans | 7,971,000 | 8,809,000 | 9,776,000 | 8,885,000 |
| Allowance for loan losses | 250,000 | 250,000 | 250,000 | 250,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 59,200,000 | 57,849,000 | 58,892,000 | 63,456,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,319,000 | 63,214,000 | 67,162,000 | 70,741,000 |
| Interest-bearing deposits | 47,103,000 | 42,702,000 | 45,370,000 | 48,314,000 |
| Noninterest-bearing deposits | 20,216,000 | 20,512,000 | 21,792,000 | 22,427,000 |
| Equity capital | 11,536,000 | 11,562,000 | 11,665,000 | 11,721,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 567,000 | 1,117,000 | 1,714,000 | 2,260,000 |
| Interest expense | 68,000 | 132,000 | 192,000 | 251,000 |
| Net interest income | 499,000 | 985,000 | 1,522,000 | 2,009,000 |
| Noninterest income | 50,000 | 93,000 | 127,000 | 169,000 |
| Noninterest expense | 349,000 | 748,000 | 1,122,000 | 1,506,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 200,000 | 330,000 | 527,000 | 672,000 |
| Income tax | 45,000 | 69,000 | 113,000 | 137,000 |
| Net income | 155,000 | 261,000 | 414,000 | 535,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,536,000 | 11,562,000 | 11,665,000 | 11,721,000 |
| Total capital | 11,786,000 | 11,812,000 | 11,915,000 | 11,971,000 |
| Risk-weighted assets | 51,734,000 | 52,498,000 | 53,272,000 | 50,672,000 |