Call reports 2009
COLUMBUS STATE BANK — 2009
What COLUMBUS STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 87,632,000 | 88,349,000 | 78,334,000 | 77,093,000 |
| Total loans | 10,449,000 | 11,310,000 | 11,213,000 | 9,742,000 |
| Allowance for loan losses | 253,000 | 250,000 | 250,000 | 250,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 33,571,000 | 35,119,000 | 36,087,000 | 39,830,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,132,000 | 76,782,000 | 66,696,000 | 65,531,000 |
| Interest-bearing deposits | 57,792,000 | 58,366,000 | 49,156,000 | 47,918,000 |
| Noninterest-bearing deposits | 18,340,000 | 18,416,000 | 17,540,000 | 17,613,000 |
| Equity capital | 11,105,000 | 11,069,000 | 11,180,000 | 11,190,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 537,000 | 1,105,000 | 1,700,000 | 2,322,000 |
| Interest expense | 132,000 | 239,000 | 334,000 | 420,000 |
| Net interest income | 405,000 | 866,000 | 1,366,000 | 1,902,000 |
| Noninterest income | 74,000 | 107,000 | 168,000 | 220,000 |
| Noninterest expense | 325,000 | 653,000 | 985,000 | 1,378,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 154,000 | 320,000 | 549,000 | 744,000 |
| Income tax | 44,000 | 106,000 | 179,000 | 244,000 |
| Net income | 110,000 | 214,000 | 370,000 | 500,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,105,000 | 11,069,000 | 11,180,000 | 11,190,000 |
| Total capital | 11,358,000 | 11,319,000 | 11,430,000 | 11,440,000 |
| Risk-weighted assets | 34,163,000 | 48,036,000 | 46,393,000 | 48,170,000 |