Call reports 2008
COLUMBUS STATE BANK — 2008
What COLUMBUS STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 81,270,000 | 80,196,000 | 82,912,000 | 90,433,000 |
| Total loans | 11,778,000 | 12,704,000 | 12,331,000 | 10,396,000 |
| Allowance for loan losses | 253,000 | 253,000 | 253,000 | 253,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 41,390,000 | 47,370,000 | 42,357,000 | 51,307,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,631,000 | 68,722,000 | 71,302,000 | 79,040,000 |
| Interest-bearing deposits | 52,682,000 | 51,461,000 | 53,181,000 | 60,157,000 |
| Noninterest-bearing deposits | 16,949,000 | 17,261,000 | 18,121,000 | 18,883,000 |
| Equity capital | 11,058,000 | 10,946,000 | 11,106,000 | 10,995,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 784,000 | 1,507,000 | 2,222,000 | 2,906,000 |
| Interest expense | 287,000 | 509,000 | 712,000 | 895,000 |
| Net interest income | 497,000 | 998,000 | 1,510,000 | 2,011,000 |
| Noninterest income | 85,000 | 148,000 | 237,000 | 306,000 |
| Noninterest expense | 331,000 | 699,000 | 1,033,000 | 1,441,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 251,000 | 447,000 | 714,000 | 876,000 |
| Income tax | 76,000 | 139,000 | 216,000 | 264,000 |
| Net income | 175,000 | 308,000 | 498,000 | 612,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,058,000 | 10,946,000 | 11,106,000 | 10,995,000 |
| Total capital | 11,311,000 | 11,199,000 | 11,359,000 | 11,248,000 |
| Risk-weighted assets | 26,370,000 | 27,141,000 | 27,086,000 | 27,318,000 |