Call reports 2007
COLUMBUS STATE BANK — 2007
What COLUMBUS STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 77,771,000 | 77,532,000 | 71,497,000 | 76,528,000 |
| Total loans | 10,290,000 | 10,630,000 | 12,802,000 | 10,995,000 |
| Allowance for loan losses | 253,000 | 253,000 | 253,000 | 253,000 |
| Securities available for sale | 0 | 1,000 | 0 | 0 |
| Securities held to maturity | 53,367,000 | 48,344,000 | 46,542,000 | 44,526,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,360,000 | 66,149,000 | 60,034,000 | 65,031,000 |
| Interest-bearing deposits | 49,717,000 | 49,987,000 | 43,121,000 | 48,087,000 |
| Noninterest-bearing deposits | 16,643,000 | 16,162,000 | 16,913,000 | 16,944,000 |
| Equity capital | 10,915,000 | 10,870,000 | 10,972,000 | 11,013,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 806,000 | 1,637,000 | 2,420,000 | 3,218,000 |
| Interest expense | 391,000 | 777,000 | 1,072,000 | 1,381,000 |
| Net interest income | 415,000 | 860,000 | 1,348,000 | 1,837,000 |
| Noninterest income | 67,000 | 121,000 | 175,000 | 244,000 |
| Noninterest expense | 320,000 | 691,000 | 1,013,000 | 1,389,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 162,000 | 290,000 | 510,000 | 692,000 |
| Income tax | 53,000 | 96,000 | 169,000 | 225,000 |
| Net income | 109,000 | 194,000 | 341,000 | 467,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,915,000 | 10,870,000 | 10,972,000 | 11,013,000 |
| Total capital | 11,168,000 | 11,123,000 | 11,225,000 | 11,266,000 |
| Risk-weighted assets | 24,641,000 | 24,462,000 | 24,729,000 | 24,305,000 |