Call reports 2006
COLUMBUS STATE BANK — 2006
What COLUMBUS STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 83,655,000 | 79,189,000 | 74,785,000 | 77,326,000 |
| Total loans | 9,859,000 | 11,507,000 | 11,400,000 | 9,980,000 |
| Allowance for loan losses | 253,000 | 253,000 | 253,000 | 253,000 |
| Securities available for sale | 4,000 | 4,000 | 3,000 | 0 |
| Securities held to maturity | 60,495,000 | 60,469,000 | 57,401,000 | 55,384,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,255,000 | 67,754,000 | 63,343,000 | 65,892,000 |
| Interest-bearing deposits | 54,647,000 | 51,108,000 | 46,100,000 | 49,616,000 |
| Noninterest-bearing deposits | 17,608,000 | 16,646,000 | 17,243,000 | 16,276,000 |
| Equity capital | 10,840,000 | 10,828,000 | 10,904,000 | 10,896,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 777,000 | 1,561,000 | 2,331,000 | 3,074,000 |
| Interest expense | 316,000 | 648,000 | 986,000 | 1,321,000 |
| Net interest income | 461,000 | 913,000 | 1,345,000 | 1,753,000 |
| Noninterest income | 68,000 | 121,000 | 175,000 | 227,000 |
| Noninterest expense | 331,000 | 705,000 | 1,040,000 | 1,413,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 198,000 | 337,000 | 488,000 | 575,000 |
| Income tax | 65,000 | 111,000 | 161,000 | 191,000 |
| Net income | 133,000 | 226,000 | 327,000 | 384,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,840,000 | 10,828,000 | 10,904,000 | 10,896,000 |
| Total capital | 11,093,000 | 11,081,000 | 11,157,000 | 11,149,000 |
| Risk-weighted assets | 25,733,000 | 25,964,000 | 24,507,000 | 24,119,000 |