Call reports 2005
COLUMBUS STATE BANK — 2005
What COLUMBUS STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 90,394,000 | 81,467,000 | 80,059,000 | 76,894,000 |
| Total loans | 10,322,000 | 10,651,000 | 10,678,000 | 10,314,000 |
| Allowance for loan losses | 253,000 | 253,000 | 253,000 | 253,000 |
| Securities available for sale | 4,000 | 5,000 | 4,000 | 4,000 |
| Securities held to maturity | 61,321,000 | 61,273,000 | 60,606,000 | 60,526,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,942,000 | 70,070,000 | 68,668,000 | 65,517,000 |
| Interest-bearing deposits | 62,501,000 | 52,582,000 | 50,630,000 | 48,232,000 |
| Noninterest-bearing deposits | 16,441,000 | 17,488,000 | 18,038,000 | 17,285,000 |
| Equity capital | 10,910,000 | 10,840,000 | 10,851,000 | 10,867,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 787,000 | 1,585,000 | 2,370,000 | 3,147,000 |
| Interest expense | 280,000 | 571,000 | 837,000 | 1,095,000 |
| Net interest income | 507,000 | 1,014,000 | 1,533,000 | 2,052,000 |
| Noninterest income | 83,000 | 149,000 | 218,000 | 280,000 |
| Noninterest expense | 335,000 | 690,000 | 987,000 | 1,378,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 255,000 | 473,000 | 764,000 | 954,000 |
| Income tax | 81,000 | 154,000 | 249,000 | 313,000 |
| Net income | 174,000 | 319,000 | 515,000 | 641,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,910,000 | 10,840,000 | 10,851,000 | 10,867,000 |
| Total capital | 11,163,000 | 11,093,000 | 11,104,000 | 11,120,000 |
| Risk-weighted assets | 28,259,000 | 25,764,000 | 24,895,000 | 24,399,000 |