Call reports 2004
COLUMBUS STATE BANK — 2004
What COLUMBUS STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 83,189,000 | 83,491,000 | 92,404,000 | 92,669,000 |
| Total loans | 11,291,000 | 11,413,000 | 11,347,000 | 10,254,000 |
| Allowance for loan losses | 253,000 | 250,000 | 252,000 | 253,000 |
| Securities available for sale | 6,000 | 5,000 | 5,000 | 5,000 |
| Securities held to maturity | 58,930,000 | 59,426,000 | 61,470,000 | 61,386,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,854,000 | 72,011,000 | 80,780,000 | 81,130,000 |
| Interest-bearing deposits | 55,983,000 | 56,953,000 | 63,527,000 | 63,930,000 |
| Noninterest-bearing deposits | 15,871,000 | 15,058,000 | 17,253,000 | 17,200,000 |
| Equity capital | 10,843,000 | 10,925,000 | 11,020,000 | 10,976,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 700,000 | 1,411,000 | 2,170,000 | 2,954,000 |
| Interest expense | 170,000 | 338,000 | 542,000 | 784,000 |
| Net interest income | 530,000 | 1,073,000 | 1,628,000 | 2,170,000 |
| Noninterest income | 73,000 | 138,000 | 221,000 | 284,000 |
| Noninterest expense | 356,000 | 687,000 | 997,000 | 1,393,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 247,000 | 524,000 | 852,000 | 1,061,000 |
| Income tax | 82,000 | 172,000 | 280,000 | 348,000 |
| Net income | 165,000 | 352,000 | 572,000 | 713,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,843,000 | 10,925,000 | 11,020,000 | 10,976,000 |
| Total capital | 11,096,000 | 11,175,000 | 11,272,000 | 11,229,000 |
| Risk-weighted assets | 26,886,000 | 26,894,000 | 28,145,000 | 27,867,000 |