Call reports 2003
COLUMBUS STATE BANK — 2003
What COLUMBUS STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 80,375,000 | 81,157,000 | 76,724,000 | 80,707,000 |
| Total loans | 10,355,000 | 11,873,000 | 10,777,000 | 9,996,000 |
| Allowance for loan losses | 253,000 | 253,000 | 253,000 | 253,000 |
| Securities available for sale | 2,035,000 | 2,015,000 | 7,000 | 6,000 |
| Securities held to maturity | 55,364,000 | 43,617,000 | 52,944,000 | 57,811,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,933,000 | 69,656,000 | 65,283,000 | 69,293,000 |
| Interest-bearing deposits | 55,810,000 | 56,373,000 | 51,653,000 | 55,318,000 |
| Noninterest-bearing deposits | 13,123,000 | 13,283,000 | 13,630,000 | 13,975,000 |
| Equity capital | 10,963,000 | 10,923,000 | 10,919,000 | 10,898,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 751,000 | 1,493,000 | 2,187,000 | 2,848,000 |
| Interest expense | 226,000 | 426,000 | 597,000 | 766,000 |
| Net interest income | 525,000 | 1,067,000 | 1,590,000 | 2,082,000 |
| Noninterest income | 83,000 | 152,000 | 209,000 | 273,000 |
| Noninterest expense | 369,000 | 713,000 | 1,026,000 | 1,458,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 239,000 | 506,000 | 773,000 | 897,000 |
| Income tax | 68,000 | 150,000 | 241,000 | 281,000 |
| Net income | 171,000 | 356,000 | 532,000 | 616,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,943,000 | 10,918,000 | 10,919,000 | 10,898,000 |
| Total capital | 11,196,000 | 11,171,000 | 11,172,000 | 11,151,000 |
| Risk-weighted assets | 26,408,000 | 27,380,000 | 25,369,000 | 24,977,000 |