Call reports 2002
COLUMBUS STATE BANK — 2002
What COLUMBUS STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 83,023,000 | 77,928,000 | 78,856,000 | 80,692,000 |
| Total loans | 8,449,000 | 9,280,000 | 9,547,000 | 10,487,000 |
| Allowance for loan losses | 253,000 | 253,000 | 253,000 | 253,000 |
| Securities available for sale | 11,000 | 10,000 | 9,073,000 | 4,051,000 |
| Securities held to maturity | 57,169,000 | 58,861,000 | 44,576,000 | 50,409,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,663,000 | 66,627,000 | 67,307,000 | 69,298,000 |
| Interest-bearing deposits | 58,594,000 | 55,191,000 | 55,104,000 | 57,417,000 |
| Noninterest-bearing deposits | 13,069,000 | 11,436,000 | 12,203,000 | 11,881,000 |
| Equity capital | 10,708,000 | 10,633,000 | 10,870,000 | 10,921,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,022,000 | 2,050,000 | 2,931,000 | 3,722,000 |
| Interest expense | 325,000 | 620,000 | 899,000 | 1,144,000 |
| Net interest income | 697,000 | 1,430,000 | 2,032,000 | 2,578,000 |
| Noninterest income | 73,000 | 145,000 | 177,000 | 242,000 |
| Noninterest expense | 353,000 | 801,000 | 1,129,000 | 1,539,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 417,000 | 774,000 | 1,080,000 | 1,281,000 |
| Income tax | 128,000 | 260,000 | 351,000 | 408,000 |
| Net income | 289,000 | 514,000 | 729,000 | 873,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,708,000 | 10,633,000 | 10,828,000 | 10,892,000 |
| Total capital | 10,961,000 | 10,886,000 | 11,081,000 | 11,145,000 |
| Risk-weighted assets | 26,770,000 | 25,742,000 | 25,820,000 | 26,861,000 |