Call reports 2014
GREAT AMERICAN BANK — 2014
What GREAT AMERICAN BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 |
|---|---|---|
| Total assets | 75,552,000 | 78,266,000 |
| Total loans | 61,455,000 | 60,216,000 |
| Allowance for loan losses | 1,140,000 | 1,127,000 |
| Securities available for sale | 2,002,000 | 1,962,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 57,146,000 | 60,111,000 |
| Interest-bearing deposits | 48,909,000 | 50,313,000 |
| Noninterest-bearing deposits | 8,237,000 | 9,798,000 |
| Equity capital | 12,072,000 | 11,901,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 |
|---|---|---|
| Interest income | 1,116,000 | 2,115,000 |
| Interest expense | 100,000 | 199,000 |
| Net interest income | 1,016,000 | 1,916,000 |
| Noninterest income | 54,000 | 535,000 |
| Noninterest expense | 757,000 | 1,575,000 |
| Provision for loan losses | 15,000 | 30,000 |
| Pretax income | 298,000 | 846,000 |
| Income tax | 16,000 | 44,000 |
| Net income | 282,000 | 802,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 |
|---|---|---|
| Tier 1 capital | 7,892,000 | 7,742,000 |
| Total capital | 8,630,000 | 8,464,000 |
| Risk-weighted assets | 58,627,000 | 57,315,000 |