Call reports 2013
GREAT AMERICAN BANK — 2013
What GREAT AMERICAN BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 78,600,000 | 77,565,000 | 77,452,000 | 77,206,000 |
| Total loans | 56,477,000 | 55,869,000 | 56,289,000 | 58,409,000 |
| Allowance for loan losses | 1,020,000 | 1,057,000 | 1,090,000 | 1,121,000 |
| Securities available for sale | 1,701,000 | 1,707,000 | 1,996,000 | 1,992,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,664,000 | 59,536,000 | 59,075,000 | 58,649,000 |
| Interest-bearing deposits | 52,500,000 | 51,937,000 | 51,112,000 | 50,104,000 |
| Noninterest-bearing deposits | 8,164,000 | 7,599,000 | 7,963,000 | 8,545,000 |
| Equity capital | 11,696,000 | 11,785,000 | 12,113,000 | 12,393,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,043,000 | 2,116,000 | 3,278,000 | 4,372,000 |
| Interest expense | 129,000 | 248,000 | 362,000 | 469,000 |
| Net interest income | 914,000 | 1,868,000 | 2,916,000 | 3,903,000 |
| Noninterest income | 48,000 | 123,000 | 184,000 | 381,000 |
| Noninterest expense | 656,000 | 1,336,000 | 2,037,000 | 2,865,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 276,000 | 595,000 | 973,000 | 1,299,000 |
| Income tax | 13,000 | 13,000 | 28,000 | 41,000 |
| Net income | 263,000 | 582,000 | 945,000 | 1,258,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,451,000 | 7,549,000 | 7,910,000 | 8,209,000 |
| Total capital | 8,149,000 | 8,237,000 | 8,603,000 | 8,927,000 |
| Risk-weighted assets | 55,526,000 | 54,667,000 | 55,017,000 | 57,001,000 |