Call reports 2012
GREAT AMERICAN BANK — 2012
What GREAT AMERICAN BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 58,055,000 | 59,537,000 | 58,501,000 | 79,233,000 |
| Total loans | 38,751,000 | 45,125,000 | 45,549,000 | 54,067,000 |
| Allowance for loan losses | 714,000 | 747,000 | 830,000 | 1,000,000 |
| Securities available for sale | 2,075,000 | 1,506,000 | 1,504,000 | 2,202,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,868,000 | 42,123,000 | 40,913,000 | 61,482,000 |
| Interest-bearing deposits | 35,508,000 | 36,358,000 | 35,060,000 | 53,982,000 |
| Noninterest-bearing deposits | 5,360,000 | 5,765,000 | 5,853,000 | 7,500,000 |
| Equity capital | 10,928,000 | 11,106,000 | 11,316,000 | 11,459,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,007,000 | 1,804,000 | 2,653,000 | 3,550,000 |
| Interest expense | 101,000 | 205,000 | 307,000 | 420,000 |
| Net interest income | 906,000 | 1,599,000 | 2,346,000 | 3,130,000 |
| Noninterest income | 36,000 | 76,000 | 143,000 | 337,000 |
| Noninterest expense | 515,000 | 1,013,000 | 1,532,000 | 2,151,000 |
| Provision for loan losses | 70,000 | 100,000 | 150,000 | 324,000 |
| Pretax income | 357,000 | 612,000 | 857,000 | 1,042,000 |
| Income tax | 3,000 | 7,000 | 18,000 | 38,000 |
| Net income | 354,000 | 605,000 | 839,000 | 1,004,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,739,000 | 6,955,000 | 7,175,000 | 7,198,000 |
| Total capital | 7,197,000 | 7,483,000 | 7,700,000 | 7,842,000 |
| Risk-weighted assets | 36,403,000 | 41,986,000 | 41,733,000 | 51,165,000 |