Call reports 2007
GREAT AMERICAN BANK — 2007
What GREAT AMERICAN BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 221,435,000 | 217,364,000 | 205,268,000 | 203,283,000 |
| Total loans | 166,109,000 | 168,232,000 | 157,492,000 | 157,959,000 |
| Allowance for loan losses | 2,017,000 | 2,004,000 | 1,995,000 | 1,990,000 |
| Securities available for sale | 14,976,000 | 13,826,000 | 13,281,000 | 10,789,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,038,000 | 140,263,000 | 126,868,000 | 124,173,000 |
| Interest-bearing deposits | 136,661,000 | 127,649,000 | 115,471,000 | 113,082,000 |
| Noninterest-bearing deposits | 14,377,000 | 12,614,000 | 11,397,000 | 11,091,000 |
| Equity capital | 44,211,000 | 45,017,000 | 45,842,000 | 43,570,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,297,000 | 5,039,000 | 8,653,000 | 12,126,000 |
| Interest expense | 635,000 | 2,474,000 | 4,253,000 | 5,929,000 |
| Net interest income | 662,000 | 2,565,000 | 4,400,000 | 6,197,000 |
| Noninterest income | 49,000 | 208,000 | 369,000 | 525,000 |
| Noninterest expense | 293,000 | 1,117,000 | 1,966,000 | 2,799,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 418,000 | 1,656,000 | 2,803,000 | 3,923,000 |
| Income tax | 161,000 | 637,000 | 1,080,000 | 1,509,000 |
| Net income | 257,000 | 1,019,000 | 1,723,000 | 2,414,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,146,000 | 17,907,000 | 18,655,000 | 16,434,000 |
| Total capital | 19,163,000 | 19,911,000 | 20,593,000 | 18,390,000 |
| Risk-weighted assets | 164,082,000 | 165,499,000 | 154,979,000 | 156,483,000 |