Call reports 2005
GREAT AMERICAN BANK — 2005
What GREAT AMERICAN BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 145,989,000 | 145,227,000 | 151,555,000 | 187,167,000 |
| Total loans | 139,413,000 | 138,493,000 | 144,105,000 | 161,803,000 |
| Allowance for loan losses | 1,197,000 | 1,253,000 | 1,253,000 | 1,426,000 |
| Securities available for sale | 683,000 | 645,000 | 562,000 | 14,543,000 |
| Securities held to maturity | 635,000 | 613,000 | 572,000 | 421,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,110,000 | 108,260,000 | 105,898,000 | 141,347,000 |
| Interest-bearing deposits | 102,010,000 | 98,343,000 | 94,440,000 | 128,861,000 |
| Noninterest-bearing deposits | 11,100,000 | 9,917,000 | 11,458,000 | 12,486,000 |
| Equity capital | 14,712,000 | 15,470,000 | 16,129,000 | 20,031,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,178,000 | 4,526,000 | 6,980,000 | 9,886,000 |
| Interest expense | 760,000 | 1,633,000 | 2,569,000 | 3,605,000 |
| Net interest income | 1,418,000 | 2,893,000 | 4,411,000 | 6,281,000 |
| Noninterest income | 130,000 | 273,000 | 430,000 | 631,000 |
| Noninterest expense | 544,000 | 1,135,000 | 1,744,000 | 2,695,000 |
| Provision for loan losses | 65,000 | 151,000 | 159,000 | 181,000 |
| Pretax income | 939,000 | 1,880,000 | 2,938,000 | 4,036,000 |
| Income tax | 350,000 | 701,000 | 1,096,000 | 1,506,000 |
| Net income | 589,000 | 1,179,000 | 1,842,000 | 2,530,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,938,000 | 13,697,000 | 14,360,000 | 16,949,000 |
| Total capital | 14,136,000 | 14,950,000 | 15,613,000 | 18,375,000 |
| Risk-weighted assets | 131,483,000 | 130,386,000 | 135,888,000 | 155,744,000 |