Call reports 2003
GREAT AMERICAN BANK — 2003
What GREAT AMERICAN BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 75,185,000 | 87,613,000 | 93,267,000 | 104,977,000 |
| Total loans | 62,557,000 | 75,911,000 | 85,612,000 | 97,221,000 |
| Allowance for loan losses | 645,000 | 772,000 | 863,000 | 865,000 |
| Securities available for sale | 2,962,000 | 2,426,000 | 2,021,000 | 1,840,000 |
| Securities held to maturity | 876,000 | 875,000 | 873,000 | 872,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,230,000 | 68,451,000 | 72,484,000 | 80,531,000 |
| Interest-bearing deposits | 49,200,000 | 59,578,000 | 62,635,000 | 71,642,000 |
| Noninterest-bearing deposits | 9,030,000 | 8,873,000 | 9,849,000 | 8,889,000 |
| Equity capital | 7,195,000 | 8,352,000 | 9,096,000 | 10,434,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,130,000 | 2,425,000 | 3,806,000 | 5,362,000 |
| Interest expense | 383,000 | 778,000 | 1,194,000 | 1,639,000 |
| Net interest income | 747,000 | 1,647,000 | 2,612,000 | 3,723,000 |
| Noninterest income | 146,000 | 252,000 | 418,000 | 573,000 |
| Noninterest expense | 463,000 | 915,000 | 1,353,000 | 1,837,000 |
| Provision for loan losses | 45,000 | 175,000 | 280,000 | 286,000 |
| Pretax income | 459,000 | 883,000 | 1,471,000 | 2,247,000 |
| Income tax | 169,000 | 325,000 | 542,000 | 830,000 |
| Net income | 290,000 | 558,000 | 929,000 | 1,417,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,389,000 | 6,548,000 | 7,299,000 | 8,650,000 |
| Total capital | 6,034,000 | 7,320,000 | 8,162,000 | 9,515,000 |
| Risk-weighted assets | 59,764,000 | 72,043,000 | 80,134,000 | 90,658,000 |